Property Finance

Bridging Loans

Fast, short-term funding to bridge financial gaps, with capital in days, not months.

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Soft-check eligibility only • no impact on your credit score

Our Lender Panel Includes

Shawbrook•Close Brothers•Lombard•Black Horse•Hitachi Capital•Northridge•JBR•& More

66+

Trusted Lenders

£100M+

Funded

Highly

Reviewed

Excellent on Google Reviews

Why Choose a Bridging Loan?

When time is of the essence, bridging finance gives you the speed and certainty to act.

Rapid Capital Release

Funds can be released in days rather than months, perfect when speed is the deciding factor.

Asset-Secured Lending

Lending secured against property or land, allowing decisions based on asset value rather than income alone.

Short-Term (Weeks to 12 Months)

Flexible loan durations from a matter of weeks up to 12 months, designed to bridge a defined financial gap.

Ideal for Auction & Urgent Deals

Meet the strict 28-day completion deadlines common at property auctions with confidence and pre-arranged funding.

Flexible Exit Strategies

Repay via property sale, refinance to a long-term mortgage, or through another defined exit, and we structure accordingly.

First & Second Charge Options

Available as a first charge on unencumbered property or as a second charge behind an existing mortgage.

Our Finance Process

Our Process

A clear, guided journey from first enquiry to funds in your account.

Initial Enquiry & Quick Assessment

Tell us about the property and your exit strategy. We'll give you an honest preliminary view within 24 hours.

Detailed Consultation & Documentation

A dedicated broker collects full details and required documentation to package your case effectively.

Tailored Finance Proposal

We source from specialist bridging lenders and present a clear proposal with all rates and fees detailed upfront.

Lender Approval & Legal Process

We manage lender communication and liaise with solicitors to ensure a fast, smooth legal completion.

Funds Released

With all conditions met, funds are released rapidly, often within days of instruction.

Looking To Finance Something Else?

Explore our full range of vehicle, business, and property funding solutions.

Business Loans

Short and medium-term working capital for your next deal.

Asset Refinance

Release equity from existing assets to support expansion.

Vehicle Finance

Fund operational vehicles for construction and property teams.

Testimonials

What Our Clients Say

Real stories from real clients

BCC

Trustpilot · Great Service from Start to Finish

“

Dan and Owura were incredibly helpful from start to finish. They guided me through the process of funding my Lamborghini Huracán Tecnica, making everything smooth and stress-free. Their professionalism and attention to detail made the experience enjoyable, and they were always available to answer my questions. I couldn’t be happier with the service.”

Opulent Pools

Trustpilot · Couldn’t recommend Crownstone enough

“

Both Dan and Owura are so helpful throughout the process, giving me loads of different options as well as advising what would work best for me. They’ve now financed 5 different cars for me and every single time they’ve gone above and beyond. 5 star guys.”

Debonair Cooling

Trustpilot · Owura and Dan are amazing

“

Owura and Dan are amazing - they’ve got me 2 vans and a GLE53. Great guys, customer service etc. Will be using them for a lifetime.”

Case Studies

Recent Work

McLaren 720S Finance

Complex income structure resolved with specialist lender.

Read Case Study

Fleet Expansion

£2.5M fleet finance arranged for growing logistics company.

Read Case Study

Frequently Asked Questions

A bridging loan is a short-term, secured finance product designed to 'bridge' a gap between an immediate funding need and a longer-term solution such as selling a property, refinancing, or completing a development project. They are typically used when speed is critical.

Bridging loans are one of the fastest property finance products available. In straightforward cases with all documentation in order, funds can be released within 3–10 working days. More complex cases may take two to three weeks, still far faster than a conventional mortgage.

Security is typically residential, commercial, or semi-commercial property. Land including development sites is also accepted by many bridging lenders. The property can be in any condition, including uninhabitable, which makes bridging loans popular for refurbishment projects.

Bridging loan terms typically range from 1 month to 12 months, though some lenders offer up to 24 months for larger or more complex cases. Interest is usually charged monthly, and can be serviced monthly or rolled up and repaid at the end of the term alongside the capital.

Bridging loans are available to individuals, limited companies, LLPs, and offshore entities. Eligibility is primarily assessed on the property value and the viability of your exit strategy rather than monthly income or employment status. Adverse credit is considered by specialist lenders.

Our Lender Panel