Business Finance

VAT Loans

Name: Crownstone Funding
Telephone: +442045387444
Price range: ££

Meet your HMRC VAT obligations on time without disrupting your business cash flow, funded in 24–48 hours.

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Soft-check eligibility only • no impact on your credit score

Our Lender Panel Includes

Shawbrook•Close Brothers•Lombard•Black Horse•Hitachi Capital•Northridge•JBR•& More

66+

Trusted Lenders

£100M+

Funded

Highly

Reviewed

Excellent on Google Reviews

Meet Your VAT Deadline Every Quarter

Stop letting VAT deadlines drain your working capital: spread the cost and stay on the right side of HMRC.

Pay VAT on Time

Avoid HMRC penalties, surcharges, and interest charges by meeting your VAT deadline, even when cash flow is tight.

Funds in 24–48 Hours

VAT due dates don't wait, so our rapid funding process ensures your payment reaches HMRC on time.

3–12 Month Repayment Terms

Spread the cost of your VAT bill over 3 to 12 months, protecting the working capital your business needs day-to-day.

Protect Working Capital

Rather than emptying your business account to pay a large VAT bill, keep cash available for operations and growth.

Simple Application

Our streamlined application process requires minimal documentation: we just need basic business and VAT return information.

Flexible for All Business Sizes

Whether your VAT bill is £5,000 or £500,000, we have lending partners who can accommodate your needs.

Our Finance Process

How It Works

A simple process designed around you

Fast Application

Complete our simple online form in minutes, with no lengthy paperwork or complex requirements.

Understanding Your Business

Our specialist brokers take time to understand your business needs, goals, and financial position.

Receive Your Free Quote

We match you against our 66+ lender panel and present you with the best available options, completely free.

Get Your Funds Fast

Once you accept an offer, funds are typically released within 24–48 hours of final approval.

Looking To Finance Something Else?

Explore our full range of vehicle, business, and property funding solutions.

Vehicle Finance

Specialist funding for company cars, fleets and high-value vehicles.

Commercial Mortgage

Long-term funding for owner-occupied and investment properties.

Invoice Finance

Unlock cash tied up in unpaid invoices and improve liquidity.

Testimonials

What Our Clients Say

Real stories from real clients

BCC

Trustpilot · Great Service from Start to Finish

“

Dan and Owura were incredibly helpful from start to finish. They guided me through the process of funding my Lamborghini Huracán Tecnica, making everything smooth and stress-free. Their professionalism and attention to detail made the experience enjoyable, and they were always available to answer my questions. I couldn’t be happier with the service.”

Opulent Pools

Trustpilot · Couldn’t recommend Crownstone enough

“

Both Dan and Owura are so helpful throughout the process, giving me loads of different options as well as advising what would work best for me. They’ve now financed 5 different cars for me and every single time they’ve gone above and beyond. 5 star guys.”

Debonair Cooling

Trustpilot · Owura and Dan are amazing

“

Owura and Dan are amazing - they’ve got me 2 vans and a GLE53. Great guys, customer service etc. Will be using them for a lifetime.”

Case Studies

Recent Work

McLaren 720S Finance

Complex income structure resolved with specialist lender.

Read Case Study

Fleet Expansion

£2.5M fleet finance arranged for growing logistics company.

Read Case Study

Frequently Asked Questions

A VAT loan provides your business with a short-term facility to cover your quarterly or annual VAT bill. The lender pays HMRC directly or funds your account, and you repay the loan plus interest in monthly instalments over an agreed term.

Most VAT-registered UK businesses are eligible to apply. We work with businesses across all sectors and consider all credit profiles. You typically need to have been trading for at least 3 months.

VAT loans are one of our fastest products. Many applications are approved and funded within 24 hours, ensuring your VAT payment reaches HMRC on time, even if you apply close to the deadline.

VAT loans typically come with repayment terms of 3 to 12 months, aligned to your VAT payment cycle. This means you can often repay from the cash flow generated before your next VAT bill is due.

Our Lender Panel