Business Finance

Invoice Finance

Unlock cash tied up in unpaid invoices and improve cash flow without waiting 30, 60 or 90 days.

Soft-check eligibility only • no impact on your credit score

Our Lender Panel Includes

ShawbrookClose BrothersLombardBlack HorseHitachi CapitalNorthridgeJBR& More
Invoice Finance

66+

Trusted Lenders

£100M+

Funded

Highly

Reviewed

Excellent on Google Reviews

Stop Waiting to Get Paid

Turn your outstanding invoices into immediate working capital and keep your business moving forward.

Improve Cash Flow Immediately

Receive up to 90% of your invoice value within 24 hours of raising it, without waiting for your customer to pay.

Funding Scales with Sales

As your turnover grows, so does your available facility. Invoice finance scales naturally with your business.

Reduce Late Payment Stress

Stop worrying about slow payers affecting your ability to pay suppliers, staff, or meet your own obligations.

Invoices as Security

Your unpaid invoices serve as the security, with no need to pledge personal assets or business property.

Factoring & Discounting Options

Choose between invoice factoring (where we manage collections) or confidential invoice discounting (you retain credit control).

Flexible Facility

Use the facility when you need it: draw down against individual invoices or use a whole-ledger facility.

Our Finance Process

How It Works

A simple process designed around you

1

Fast Application

Complete our simple online form in minutes, with no lengthy paperwork or complex requirements.

2

Understanding Your Business

Our specialist brokers take time to understand your business needs, goals, and financial position.

3

Receive Your Free Quote

We match you against our 66+ lender panel and present you with the best available options, completely free.

4

Get Your Funds Fast

Once you accept an offer, funds are typically released within 24–48 hours of final approval.

Testimonials

What Our Clients Say

Real stories from real clients

BCC

Trustpilot · Great Service from Start to Finish

Dan and Owura were incredibly helpful from start to finish. They guided me through the process of funding my Lamborghini Huracán Tecnica, making everything smooth and stress-free. Their professionalism and attention to detail made the experience enjoyable, and they were always available to answer my questions. I couldn’t be happier with the service.

Opulent Pools

Trustpilot · Couldn’t recommend Crownstone enough

Both Dan and Owura are so helpful throughout the process, giving me loads of different options as well as advising what would work best for me. They’ve now financed 5 different cars for me and every single time they’ve gone above and beyond. 5 star guys.

Debonair Cooling

Trustpilot · Owura and Dan are amazing

Owura and Dan are amazing - they’ve got me 2 vans and a GLE53. Great guys, customer service etc. Will be using them for a lifetime.

Case Studies

Recent Work

Frequently Asked Questions

When you raise an invoice, you submit it to the finance provider who advances you up to 90% of its value immediately. When your customer pays the invoice in full, you receive the remaining balance minus any fees.
With invoice factoring, the finance provider takes over credit control and chases payment from your customers on your behalf. With invoice discounting, you retain credit control and your customers may not be aware of the facility. Discounting is typically confidential.
The amount available depends on the value of your debtor book. Typically you can access up to 90% of eligible invoice values. There is usually no upper limit, as the facility grows as your turnover grows.
Invoice finance costs typically include a service fee (a percentage of turnover) and a discount charge (similar to interest on the amounts drawn). We help you compare providers to find the most cost-effective structure for your business.

Our Lender Panel

Lloyds Bank
Lloyds Bank
HSBC
HSBC
Shawbrook
Shawbrook
Allica Bank
Allica Bank
Cambridge & Counties
Cambridge & Counties
Lombard
Lombard
Northridge Finance
Northridge Finance
Together
Together
Propel Finance
Propel Finance
Reward Finance
Reward Finance
Reparo Finance
Reparo Finance
Asset Advantage
Asset Advantage
Time Finance
Time Finance
Funding Circle
Funding Circle
iwoca
iwoca
Nucleus
Nucleus
White Oak
White Oak
Haydock Finance
Haydock Finance
Fleximize
Fleximize
Oxbury Bank
Oxbury Bank
Skipton Business
Skipton Business
Kingsway Finance
Kingsway Finance
Hampshire Trust Bank
Hampshire Trust Bank
Nationwide
Nationwide
Playter
Playter
TradePlus 24
TradePlus 24
Triver
Triver
Tower
Tower
Momenta
Momenta
Rural Asset Finance
Rural Asset Finance
ALD Automotive
ALD Automotive
PEAC Solutions
PEAC Solutions
DLL Finance
DLL Finance
Swiftfund
Swiftfund
BLX
BLX
Stance Asset Finance
Stance Asset Finance
AFL
AFL
Armada
Armada
BPCE Group
BPCE Group
BNP Paribas
BNP Paribas
Onyx Money
Onyx Money
Metropolitan
Metropolitan
Investec
Investec
Praetura
Praetura
Bizcap
Bizcap
Davenham
Davenham
Dawson Group
Dawson Group
Shire Funding
Shire Funding
FinSec
FinSec
Innovent Leasing
Innovent Leasing
InterBay
InterBay
Paragon
Paragon
Close Brothers
Close Brothers
Ultimate Finance
Ultimate Finance
Bibby Financial Services
Bibby Financial Services
Amicus
Amicus
Liberty Leasing
Liberty Leasing
Catfoss Finance
Catfoss Finance
YouLend
YouLend
Genesis Asset Finance
Genesis Asset Finance
WeDo
WeDo
Quantum Funding
Quantum Funding
UK Agricultural Finance
UK Agricultural Finance
West One
West One
Black Arrow
Black Arrow
Maxcap
Maxcap
Lloyds Bank
Lloyds Bank
HSBC
HSBC
Shawbrook
Shawbrook
Allica Bank
Allica Bank
Cambridge & Counties
Cambridge & Counties
Lombard
Lombard
Northridge Finance
Northridge Finance
Together
Together
Propel Finance
Propel Finance
Reward Finance
Reward Finance
Reparo Finance
Reparo Finance
Asset Advantage
Asset Advantage
Time Finance
Time Finance
Funding Circle
Funding Circle
iwoca
iwoca
Nucleus
Nucleus
White Oak
White Oak
Haydock Finance
Haydock Finance
Fleximize
Fleximize
Oxbury Bank
Oxbury Bank
Skipton Business
Skipton Business
Kingsway Finance
Kingsway Finance
Hampshire Trust Bank
Hampshire Trust Bank
Nationwide
Nationwide
Playter
Playter
TradePlus 24
TradePlus 24
Triver
Triver
Tower
Tower
Momenta
Momenta
Rural Asset Finance
Rural Asset Finance
ALD Automotive
ALD Automotive
PEAC Solutions
PEAC Solutions
DLL Finance
DLL Finance
Swiftfund
Swiftfund
BLX
BLX
Stance Asset Finance
Stance Asset Finance
AFL
AFL
Armada
Armada
BPCE Group
BPCE Group
BNP Paribas
BNP Paribas
Onyx Money
Onyx Money
Metropolitan
Metropolitan
Investec
Investec
Praetura
Praetura
Bizcap
Bizcap
Davenham
Davenham
Dawson Group
Dawson Group
Shire Funding
Shire Funding
FinSec
FinSec
Innovent Leasing
Innovent Leasing
InterBay
InterBay
Paragon
Paragon
Close Brothers
Close Brothers
Ultimate Finance
Ultimate Finance
Bibby Financial Services
Bibby Financial Services
Amicus
Amicus
Liberty Leasing
Liberty Leasing
Catfoss Finance
Catfoss Finance
YouLend
YouLend
Genesis Asset Finance
Genesis Asset Finance
WeDo
WeDo
Quantum Funding
Quantum Funding
UK Agricultural Finance
UK Agricultural Finance
West One
West One
Black Arrow
Black Arrow
Maxcap
Maxcap

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