Business Finance

Short-Term Loans

Rapid funding for urgent business needs: bridge cash flow gaps, stock up or seize opportunities in 24–48 hours.

Soft-check eligibility only • no impact on your credit score

Our Lender Panel Includes

ShawbrookClose BrothersLombardBlack HorseHitachi CapitalNorthridgeJBR& More
Short-Term Loans

66+

Trusted Lenders

£100M+

Funded

Highly

Reviewed

Excellent on Google Reviews

Fast Capital When You Need It

Designed for businesses that need capital quickly and want to repay it without a long-term commitment.

Funded in 24–48 Hours

When time is critical, our short-term loan process delivers funds to your account within 24–48 hours of approval.

3–12 Month Terms

Short repayment periods of 3 to 12 months mean you clear the debt quickly without long-term financial commitment.

£10K–£750K Available

Access the right amount for your situation, from a small cash bridge to substantial short-term capital.

Ideal for Seasonal Demand

Stock up ahead of busy periods or bridge the gap during quieter months without affecting your long-term finances.

Top-Up Facility Available

Once you've repaid a portion of your loan, many of our lenders allow you to top up to your original borrowing level.

No Long-Term Commitment

Short-term loans are designed for short-term needs: repay quickly and move on without being locked into years of debt.

Our Finance Process

How It Works

A simple process designed around you

1

Fast Application

Complete our simple online form in minutes, with no lengthy paperwork or complex requirements.

2

Understanding Your Business

Our specialist brokers take time to understand your business needs, goals, and financial position.

3

Receive Your Free Quote

We match you against our 66+ lender panel and present you with the best available options, completely free.

4

Get Your Funds Fast

Once you accept an offer, funds are typically released within 24–48 hours of final approval.

Testimonials

What Our Clients Say

Real stories from real clients

BCC

Trustpilot · Great Service from Start to Finish

Dan and Owura were incredibly helpful from start to finish. They guided me through the process of funding my Lamborghini Huracán Tecnica, making everything smooth and stress-free. Their professionalism and attention to detail made the experience enjoyable, and they were always available to answer my questions. I couldn’t be happier with the service.

Opulent Pools

Trustpilot · Couldn’t recommend Crownstone enough

Both Dan and Owura are so helpful throughout the process, giving me loads of different options as well as advising what would work best for me. They’ve now financed 5 different cars for me and every single time they’ve gone above and beyond. 5 star guys.

Debonair Cooling

Trustpilot · Owura and Dan are amazing

Owura and Dan are amazing - they’ve got me 2 vans and a GLE53. Great guys, customer service etc. Will be using them for a lifetime.

Case Studies

Recent Work

Frequently Asked Questions

A short-term business loan is a finance facility with a repayment term of typically 3 to 12 months. It's designed for businesses that need rapid access to capital for a specific short-term purpose, such as bridging a cash flow gap or funding a one-off opportunity.
Short-term loans are one of the fastest finance products available. Many of our lenders can approve and fund applications within 24 hours, and same-day funding is possible in some cases.
Many of our short-term lending partners offer a top-up feature once you've repaid a certain percentage of the original facility. This gives you ongoing access to capital as your business needs evolve.
Most UK-registered businesses trading for at least 3 months with a minimum monthly turnover of around £5,000 are eligible to apply. We consider all credit profiles and work with lenders who specialise in less conventional business profiles.

Our Lender Panel

Lloyds Bank
Lloyds Bank
HSBC
HSBC
Shawbrook
Shawbrook
Allica Bank
Allica Bank
Cambridge & Counties
Cambridge & Counties
Lombard
Lombard
Northridge Finance
Northridge Finance
Together
Together
Propel Finance
Propel Finance
Reward Finance
Reward Finance
Reparo Finance
Reparo Finance
Asset Advantage
Asset Advantage
Time Finance
Time Finance
Funding Circle
Funding Circle
iwoca
iwoca
Nucleus
Nucleus
White Oak
White Oak
Haydock Finance
Haydock Finance
Fleximize
Fleximize
Oxbury Bank
Oxbury Bank
Skipton Business
Skipton Business
Kingsway Finance
Kingsway Finance
Hampshire Trust Bank
Hampshire Trust Bank
Nationwide
Nationwide
Playter
Playter
TradePlus 24
TradePlus 24
Triver
Triver
Tower
Tower
Momenta
Momenta
Rural Asset Finance
Rural Asset Finance
ALD Automotive
ALD Automotive
PEAC Solutions
PEAC Solutions
DLL Finance
DLL Finance
Swiftfund
Swiftfund
BLX
BLX
Stance Asset Finance
Stance Asset Finance
AFL
AFL
Armada
Armada
BPCE Group
BPCE Group
BNP Paribas
BNP Paribas
Onyx Money
Onyx Money
Metropolitan
Metropolitan
Investec
Investec
Praetura
Praetura
Bizcap
Bizcap
Davenham
Davenham
Dawson Group
Dawson Group
Shire Funding
Shire Funding
FinSec
FinSec
Innovent Leasing
Innovent Leasing
InterBay
InterBay
Paragon
Paragon
Close Brothers
Close Brothers
Ultimate Finance
Ultimate Finance
Bibby Financial Services
Bibby Financial Services
Amicus
Amicus
Liberty Leasing
Liberty Leasing
Catfoss Finance
Catfoss Finance
YouLend
YouLend
Genesis Asset Finance
Genesis Asset Finance
WeDo
WeDo
Quantum Funding
Quantum Funding
UK Agricultural Finance
UK Agricultural Finance
West One
West One
Black Arrow
Black Arrow
Maxcap
Maxcap
Lloyds Bank
Lloyds Bank
HSBC
HSBC
Shawbrook
Shawbrook
Allica Bank
Allica Bank
Cambridge & Counties
Cambridge & Counties
Lombard
Lombard
Northridge Finance
Northridge Finance
Together
Together
Propel Finance
Propel Finance
Reward Finance
Reward Finance
Reparo Finance
Reparo Finance
Asset Advantage
Asset Advantage
Time Finance
Time Finance
Funding Circle
Funding Circle
iwoca
iwoca
Nucleus
Nucleus
White Oak
White Oak
Haydock Finance
Haydock Finance
Fleximize
Fleximize
Oxbury Bank
Oxbury Bank
Skipton Business
Skipton Business
Kingsway Finance
Kingsway Finance
Hampshire Trust Bank
Hampshire Trust Bank
Nationwide
Nationwide
Playter
Playter
TradePlus 24
TradePlus 24
Triver
Triver
Tower
Tower
Momenta
Momenta
Rural Asset Finance
Rural Asset Finance
ALD Automotive
ALD Automotive
PEAC Solutions
PEAC Solutions
DLL Finance
DLL Finance
Swiftfund
Swiftfund
BLX
BLX
Stance Asset Finance
Stance Asset Finance
AFL
AFL
Armada
Armada
BPCE Group
BPCE Group
BNP Paribas
BNP Paribas
Onyx Money
Onyx Money
Metropolitan
Metropolitan
Investec
Investec
Praetura
Praetura
Bizcap
Bizcap
Davenham
Davenham
Dawson Group
Dawson Group
Shire Funding
Shire Funding
FinSec
FinSec
Innovent Leasing
Innovent Leasing
InterBay
InterBay
Paragon
Paragon
Close Brothers
Close Brothers
Ultimate Finance
Ultimate Finance
Bibby Financial Services
Bibby Financial Services
Amicus
Amicus
Liberty Leasing
Liberty Leasing
Catfoss Finance
Catfoss Finance
YouLend
YouLend
Genesis Asset Finance
Genesis Asset Finance
WeDo
WeDo
Quantum Funding
Quantum Funding
UK Agricultural Finance
UK Agricultural Finance
West One
West One
Black Arrow
Black Arrow
Maxcap
Maxcap

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